The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? Share | Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Retirement Traps to Avoid Beware of these traps that could upend your retirement. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.