Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Related Content The Long Run: Women and Retirement For women, retirement strategy is a long race. It’s helpful to know the route. Traditional vs. Roth IRA One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.