What Smart Investors Know Savvy investors take the time to separate emotion from fact. Related Content Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer. Leaving Your Lasting Legacy Want to do more with your wealth? You might want to consider creating a charitable foundation. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).